IT Engineering & Operations for Businesses

With around 100 participants, five high-calibre specialist presentations and fascinating discussions, our 14th Trend Conference Regulatory Law took place once again in a hybrid format on 10 March 2026 – and impressed attendees both on-site in Frankfurt am Main and online with its high-quality content and in-depth exchanges. Below is a professional review of the conference day.

With Regulation (EU) 2024/886, the European Union is tightening the requirements for instant payments in the SEPA area and introducing new reporting requirements for payment service providers. This article discusses what the new requirements mean for payment service providers in concrete terms.

In 2024, the EBA introduced the IRRBB heat map as a monitoring tool for interest rate risks in the banking book. On 26 January 2026, it analysed five medium- to long-term focus topics in its second implementation report on the IRRBB heat map. Among other things, the report addresses the modelling of NMD (non-maturing deposits) and the implementation of CSRBB requirements. It also provides practical recommendations for supervisory authorities and institutions.

Our analysis of BaFin’s Digital Supervisory Briefing 2026 highlights the strategic shift toward greater proportionality and principle-based supervision (9th MaRisk amendment). The focus is on the increasing demands on the governance professionalism of management boards and the management of systemic risks through geopolitics, NPL increases, and DORA. At the same time, it highlights operational relief for SNCI institutions under the small banking regime and the LSI stress test. The article serves as a well-founded guide for institutions to understand regulatory leeway and ensure the expertise of their committees.