Banking.Vision
The success of the digital euro will not be determined solely by its technical architecture, but above all by how seamlessly it can be integrated into everyday payment situations. This raises a key strategic question for banks: which payment scenarios should be prioritised, and how can the digital euro be integrated in such a way that it usefully complements existing user behaviour?
Banking.Vision
News, developments and strategic significance for banks, PSPs and acceptance points What are the important developments at the European Payments Initiative (EPI) and Wero from the perspective of merchants, service providers, businesses, authorities, associations and other acceptance points, as well as payment service providers and banks? A comprehensive overview.
Banking.Vision
As Europe’s digital central bank currency, the digital euro is intended to complement cash and offer advantages in terms of resilience, costs and data protection, among other things. With the adoption of the relevant regulation becoming increasingly likely, the pressure on banks to act is mounting. Five key decisions are on the agenda for Europe’s financial institutions.
Banking.Vision
With Regulation (EU) 2024/886, the European Union is tightening the requirements for instant payments in the SEPA area and introducing new reporting requirements for payment service providers. This article discusses what the new requirements mean for payment service providers in concrete terms.